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Gather your documents before you call a lender: recent pay stubs, W-2s or tax returns, recent bank statements, and your ID. Self-employed? Add business returns.
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Until after closing, don't open new credit cards or finance a new truck. Lenders notice. That truck can wait.
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Getting pre-approved doesn't commit you to buying anything. It just shows you what's realistic.
Get my free document checklist.
Reply READY to my email or text, or download it right here. Want a hand with the next step? I'll connect you with a local lender I trust, no strings.
Getting pre-approved sounds about as fun as a trip to the DMV. It doesn't have to be.
Travis Wright here, with eXp Realty. A pre-approval is a letter from a lender saying about how much they'd lend you, based on your real paperwork. Sellers take your offer more seriously when you have one.
Here's a free tip. Gather your documents before you ever call a lender, and the whole thing goes way faster. Your recent pay stubs, your W-2s or tax returns, your recent bank statements, and your ID. Self-employed? Add your business returns. Then, until after closing, don't open new credit cards or finance a new truck. Lenders notice. Trust me, that truck can wait.
And getting pre-approved doesn't commit you to buying anything. It just shows you what's realistic.
Reply with the word READY, and I'll send you my free document checklist and connect you with a local lender I trust. No strings.
Rather just talk? Text me at (580) 647-0915
Travis Wright with eXp Realty
I help buyers and sellers in Lawton and the surrounding area with straight answers, honest price ranges, and zero pressure. Ask me anything. Seriously, I like questions.
OK License #206164 · 1146 NW Cache Rd, Lawton, OK · (580) 647-0915
Frequently Asked Questions
What documents do I need to get pre-approved?
Usually recent pay stubs, W-2s or tax returns, recent bank statements, and your ID. Self-employed buyers add business returns. Your lender may ask for more.
Does getting pre-approved commit me to buying?
No. It just shows you what's realistic, and sellers take your offer more seriously when you have one.
What should I avoid after getting pre-approved?
Don't open new credit cards or finance big purchases until after closing. Lenders notice.