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First-Time Buyer Myths

By Travis Wright, REALTOR®, with eXp Realty

If you've ever thought "I could never buy yet," this one's for you.

The quick tip
  • You don't always need a giant down payment. Some loans need less down, and some buyers qualify for assistance programs. A lender can tell you what fits.

  • Your credit doesn't have to be perfect. Pull your free reports at AnnualCreditReport.com and dispute any errors before you apply.

  • You may not have to wait out your lease. And yes, you will own a plunger. Probably two.

Get my free first-time buyer guide.

Reply FIRST to my email or text, or download it right here. Every step, from your first showing to getting your keys. No strings.

Transcript

The biggest thing stopping a lot of first-time buyers isn't money. It's myths.

Travis Wright here, with eXp Realty. Let's bust a few. Myth one, you need a giant down payment saved up. Not always. There are loan options with lower down payments, and some buyers qualify for assistance programs. A lender can tell you what fits you.

Myth two, your credit has to be perfect. It doesn't. Here's a free tip. Pull your free credit reports at AnnualCreditReport.com, and dispute any errors before you apply. Fixing mistakes can help.

Myth three, you can't buy until your lease is up. Sometimes you can work out the timing with your landlord.

Myth four, you have to become handy. Okay, that one's partly true. You will own a plunger. Probably two.

Reply with the word FIRST, and I'll send you my simple first-time buyer guide. Every step, from your first showing to getting your keys. No strings.

Rather just talk? Text me at (580) 647-0915

Travis Wright, REALTOR with eXp Realty

Travis Wright with eXp Realty

I help buyers and sellers in Lawton and the surrounding area with straight answers, honest price ranges, and zero pressure. Ask me anything. Seriously, I like questions.

OK License #206164 · 1146 NW Cache Rd, Lawton, OK · (580) 647-0915

FAQ

Frequently Asked Questions

Do I need a big down payment to buy my first home?

Not always. Some loan options have lower down payments, and some buyers qualify for assistance programs. A lender can tell you what fits you.

Does my credit have to be perfect?

No. Pull your free credit reports at AnnualCreditReport.com and dispute any errors before you apply.

Can I buy before my lease is up?

Sometimes. You may be able to work out the timing with your landlord. Check your lease first.

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