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Don't Let These Derail Your Closing

By Travis Wright, REALTOR®, with eXp Realty

Four things to hold off on before closing: new credit, job or pay changes, large cash moves, missed payments.

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The quick tip
  • Hold off on new credit before closing.

  • Avoid job or pay changes.

  • Skip large cash moves, and don't miss payments.

Rather just talk? Text me at (580) 647-0915

Transcript

You found the house, the offer's accepted, and then a new couch almost costs you the whole deal. It happens.

Travis Wright here, with eXp Realty. Your lender may check your credit and your job again right before closing. So until you have the keys, hold off on these four things.

One, don't open new credit cards or finance a car or furniture.

Two, don't change jobs or how you're paid without talking to your lender first.

Three, don't move big chunks of cash around without a paper trail.

Four, don't miss a payment on anything.

Once you close, go buy the couch. Until then, keep things boring.

If there are any homes you'd like to see, just reply with the word HOMES, and I'll set up a showing.

Travis Wright, REALTOR® with eXp Realty

Travis Wright with eXp Realty

I help buyers and sellers in Lawton and the surrounding area with straight answers, honest price ranges, and zero pressure. Ask me anything. Seriously, I like questions.

OK License #206164 · 1146 NW Cache Rd, Lawton, OK 73507 · (580) 647-0915

FAQ

Frequently Asked Questions

Why can a purchase hurt my closing?

Your lender may check your credit and your job again right before closing, so new debt can put the deal at risk.

What four things should I hold off on?

Don't open new credit cards or finance a car or furniture. Don't change jobs or how you're paid without talking to your lender first. Don't move big chunks of cash around without a paper trail. And don't miss a payment on anything.

When can I buy the new couch?

After you close. Until you have the keys, keep things boring.

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