Real Monthly Cost Worksheet
By Travis Wright, REALTOR®, with eXp Realty
This is a planning worksheet, not a loan quote or a promise of any rate or payment.
Fill in each line with your best estimate for the home you're considering. Leave a line blank if you're not sure yet, and we'll fill it in together.
Loan payment (principal and interest)
Property taxes
Brand-new build? Ask what the taxes will be once the finished home is assessed. An early tax bill may reflect the lot only.
Homeowners insurance
HOA dues
Utilities (electric, water, gas, internet)
Upkeep set aside for maintenance
The stuff nobody budgets for: lawn mower, blinds, curtains, yard tools, furniture, moving costs.
Total estimated monthly cost
A lender gives you the official numbers. This sheet is for planning, not a loan quote.
Know your real number before you fall in love with a house.
Next step: Text or call me and I'll help you fill this in.
Printed copies are for your personal use. Questions about this guide? Text Travis at (580) 647-0915.